Monetizing loan portfolios in a challenging environment

The eOriginal eVault is an important platform component and is part of the management phase of the lending process. The eVault maintains authoritative and original copies of each eLoan and ensures that eLoans are stored securely as transferable documents. The eVault allows FIs to provide immutable data on each of their eLoans – a crucial factor that allows them to pledge, securitize or sell their assets.

Freeing up capital in a challenging environment

With interest rates expected to remain high for most of 2024, credit growth and deposit volumes are expected to be subdued at best. At the same time, there are real concerns that loan defaults, which have been steadily increasing in recent years, will continue to rise as consumers find it difficult to repay high-interest debt.

However, it is very feasible to continue growing revenue in such a challenging environment. The trick is to free up as much capital as possible as quickly as possible. Digitization of lending is the key that can help financial institutions increase their liquidity even in times of persistent market headwinds.

Ready to unlock your cash flow?

Contact Wolters Kluwer now for a consultation with an expert.